PurpleGem logoPurpleGem

PurpleGem

Track your net worth without sharing personal information

Model assets, debts, super, and cashflow with figures only. Built for Australians and migrants who want clarity — not a place to store identity details.

Check my net worth

No signup required to start. Save progress later if you want snapshots and anonymous sharing.

Safe by design

Your numbers stay yours — never enter PII

PurpleGem is for illustrative financial figures. We emphasise privacy so you can explore your position without handing over identity documents or sensitive personal details.

Figures only

Track balances and cashflow — not names, addresses, or ID numbers.

Private by default

Work locally until you choose to save. Sharing is optional and read-only.

Anonymous profiles

Public links show numbers and structure — not who you are.

You stay in control

Turn sharing off anytime. Viewers never get edit access to your profile.

How it works

Step 1

Enter figures

Add assets, liabilities, super, and cashflow — amounts only, no identity fields.

Step 2

See your position

Get an illustrative net worth snapshot and health cues in plain English.

Step 3

Share anonymously

Optionally publish a read-only anonymous profile for an accountant or group.

Share safely

Share your financial snapshot with your accountant or in a group

Run the numbers, then share a read-only link with your accountant, a money group, or on Reddit — no name, no address, no identifying details. Just your numbers. Others only see your snapshot; they never get edit access.

Share in 3 simple steps

Step 1

Build your snapshot

Enter your numbers in the net worth tracker or profile. Use broad region only (e.g. suburb + state). Do not enter PII — no full names, street addresses, phone numbers, or emails in free-text fields.

Step 2

Sign up (free)

Create an account so your snapshot is saved in the cloud and you can manage visibility — turn links on or off, delete them when you are done.

Step 3

Create a public link

From Profile, create a share link. It opens a read-only view: only you can edit the underlying profile; anyone with the link can view what you shared.

PII safety

PurpleGem is designed for illustrative snapshots, not identity documents. Never paste real names, street addresses, or other details that could identify you or others. If you are unsure, use region-level labels only.

Net worth tracker

Sample profiles

Open a pre-filled scenario in the tracker.

single-25-80kSingle, 25 — $80k salaryRenting in Melbourne, early career, HECS and small car loan, modest super and ETF.Open in tracker
single-30Single, 30 — professional renterSydney renter, $95k income, building super and shares; small HECS remaining.Open in tracker
single-40Single, 40 — PPOR mortgageBrisbane apartment owner-occupier, solid income, diversified investments.Open in tracker
single-50Single, 50 — establishedPerth, PPOR with moderate loan, strong super, adult kids (no dependants in form).Open in tracker
single-60Single, 60 — pre-retirementAdelaide, home nearly paid off, transitioning work hours, large super.Open in tracker
couple-early-30sCouple, early 30s — first PPORBoth working full-time, Melbourne inner north, one PPOR mortgage and offsets.Open in tracker
couple-mid-30sCouple, mid 30s — PPOR + one IPSydney couple with one investment unit (joint) plus growing supers.Open in tracker
couple-early-40sCouple, early 40s — dual incomeCanberra family home, two professionals, school-age child not modelled in household type (couple).Open in tracker
couple-mid-40sCouple, mid 40s — peak earning yearsGold Coast PPOR, high combined income, strong super and shares.Open in tracker
couple-early-50sCouple, early 50s — kids finishing schoolHobart PPOR, combined income still strong, super balances climbing.Open in tracker
couple-mid-50sCouple, mid 50s — planning retirementPerth hills, lower mortgage, very strong supers, conservative other investments.Open in tracker
couple-early-60sCouple, early 60s — winding down workSunshine Coast, smaller mortgage, large super balances, part-time incomes.Open in tracker
couple-mid-60sCouple, mid 60s — retirementAdelaide, PPOR owned outright, living off super drawdown and part pension-age assets.Open in tracker
investor-five-ipProperty investor — 5 rentals + PPORCouple mid-40s, Sydney PPOR, five leveraged IPs across QLD/SA/VIC with offsets and mixed ownership.Open in tracker

Built for people who want clarity, not jargon.

PurpleGem is Australian-context, migrant-aware, and designed to turn confusion into action — without asking for personal identity information.

Understand your position

Get the numbers most people never calculate properly.

Stay private

Figures and structure only — never identity documents.

Explore options clearly

Compare trade-offs in plain English without advice pressure.

Decide with confidence

Move forward with clarity, structure, and less stress.

Who it's for

  • Australian professionals (35-55) earning well but unsure if they are on track.
  • Migrants navigating super, tax, and cross-border complexity.
  • First-generation wealth builders who want clarity without jargon.

Start tracking net worth in minutes

Use figures only. Never add personal identity information. Illustrative only — not personal advice.

Check my net worth