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Know your worth

Know your worth

Free financial tools for Australians and migrants. See your results instantly, then save progress as your profile grows.

Try Net Worth Tracker

Zero friction: run a tool, get a result — save when you are ready for a snapshot and personalised insights.

Share safely

Share your financial snapshot with your accountant or in a group

Run the numbers, then share a read-only link with your accountant, a money group, or on Reddit — no name, no address, no identifying details. Just your numbers. Others only see your snapshot; they never get edit access.

Share in 3 simple steps

Step 1

Build your snapshot

Enter your numbers in the net worth tracker or profile. Use broad region only (e.g. suburb + state). Do not enter PII — no full names, street addresses, phone numbers, or emails in free-text fields.

Step 2

Sign up (free)

Create an account so your snapshot is saved in the cloud and you can manage visibility — turn links on or off, delete them when you are done.

Step 3

Create a public link

From Profile, create a share link. It opens a read-only view: only you can edit the underlying profile; anyone with the link can view what you shared.

PII safety

PurpleGem is designed for illustrative snapshots, not identity documents. Never paste real names, street addresses, or other details that could identify you or others. If you are unsure, use region-level labels only.

Net worth tracker

Sample profiles

Open a pre-filled scenario in the tracker.

single-25-80kSingle, 25 — $80k salaryRenting in Melbourne, early career, HECS and small car loan, modest super and ETF.Open in trackersingle-30Single, 30 — professional renterSydney renter, $95k income, building super and shares; small HECS remaining.Open in trackersingle-40Single, 40 — PPOR mortgageBrisbane apartment owner-occupier, solid income, diversified investments.Open in trackersingle-50Single, 50 — establishedPerth, PPOR with moderate loan, strong super, adult kids (no dependants in form).Open in trackersingle-60Single, 60 — pre-retirementAdelaide, home nearly paid off, transitioning work hours, large super.Open in trackercouple-early-30sCouple, early 30s — first PPORBoth working full-time, Melbourne inner north, one PPOR mortgage and offsets.Open in trackercouple-mid-30sCouple, mid 30s — PPOR + one IPSydney couple with one investment unit (joint) plus growing supers.Open in trackercouple-early-40sCouple, early 40s — dual incomeCanberra family home, two professionals, school-age child not modelled in household type (couple).Open in trackercouple-mid-40sCouple, mid 40s — peak earning yearsGold Coast PPOR, high combined income, strong super and shares.Open in trackercouple-early-50sCouple, early 50s — kids finishing schoolHobart PPOR, combined income still strong, super balances climbing.Open in trackercouple-mid-50sCouple, mid 50s — planning retirementPerth hills, lower mortgage, very strong supers, conservative other investments.Open in trackercouple-early-60sCouple, early 60s — winding down workSunshine Coast, smaller mortgage, large super balances, part-time incomes.Open in trackercouple-mid-60sCouple, mid 60s — retirementAdelaide, PPOR owned outright, living off super drawdown and part pension-age assets.Open in trackerinvestor-five-ipProperty investor — 5 rentals + PPORCouple mid-40s, Sydney PPOR, five leveraged IPs across QLD/SA/VIC with offsets and mixed ownership.Open in tracker

Built for people who want clarity, not jargon.

This is not generic financial content. PurpleGem is Australian-context, migrant-aware, and designed to turn confusion into action.

Understand your position

Get the numbers most people never calculate properly.

Set practical goals

Know what on-track actually looks like for you.

Explore options clearly

Compare trade-offs in plain English without advice pressure.

Decide with confidence

Move forward with clarity, structure, and less stress.

Who it's for

  • Australian professionals (35-55) earning well but unsure if they are on track.
  • Indian migrants navigating super, tax, and cross-border complexity.
  • First-generation wealth builders who want clarity without jargon.

How it works

Step 1

Understand

Answer a few guided questions and calculate your baseline.

Step 2

Set goals

Define what progress and financial confidence look like for you.

Step 3

Explore options

Review practical options across tax, super, savings, and structure.

Step 4

Decide

Take your next step with a clearer plan and less financial noise.

What users uncover

Clarity that leads to action

Not just a score. You get practical insight into where your structure may be helping or hurting your long-term outcomes.

"Your current setup may be creating a bigger retirement gap than expected."
"A small change in super and tax structure could improve your trajectory."
"Your net worth baseline is lower than your income suggests."
"Your financial stress is driven by structure, not income alone."